Contact us
If you have a general question about Guardian Insolvency please use the form below, if you want to find out if an IVA is suitable for you, please use the form to your right.
Is an IVA right for you
Answer a few simple questions and we'll help you find your solution.
Total unsecured debt : £4000
Helpful Information
Over the last few years the number of people in significant debt has grown hugely and Citizens Advice have been forecasting that more than two million people have significant and enduring debt problems. As the number of people in debt has grown so has the demand for debt advice.
IVA Criteria
The basic qualifications to apply to enter into an IVA are that you should have £6000 of unsecured debt and should be able to repay your creditors a minimum of £80 each month for a period of 60 months. To find out more on this please go to our detailed IVA Criteria page
AVOID BANKRUPTCY
An IVA is often used by people seeking to avoid significant creditor pressure – particularly the self employed – which can force them down the bankruptcy route. To find out more about IVA and Bankruptcy please click here.
The IVA Process
Simple uncomplicated IVAs can be completed in a few weeks from first contact. You do not pay any upfront fees to apply for an IVA. To look at the IVA process in depth please review the information in our IVA GUIDE
IVA CASE STUDIES
An IVA can be used by many people to resolve major debt problems. Please check out some examples of how an IVA could help ordinary people like you.
Protected Trust Deed
This is a form of IVA which is for people resident in Scotland only. The law slightly differs from the rest of the UK. To find out more about Trust Deeds please click here.
FAQs
We constantly get asked many questions on IVAs and your situation is unique – however here are a few of the most frequent questions.
